2 Year Cd Rates Best

Here are our top picks for 1 year to 5 year terms.

2 year cd rates best.

If you want to grow your money but keep it safe from the turbulence of the stock market a certificate of deposit cd may be a good option. For instance a cd laddering plan of three cds might have a one year cd a two year cd and a three year cd. Compare rates on 2 year cds from banks and credit unions. Right now the best 2 year cd rates are at least 0 70.

We review more than 150 banks and credit unions to find the best rates available nationwide for 2 year cds. You may want to try our early withdrawal penalty calculator to compare a 2 year cd rate to the effective apy of a cd with a longer term and higher rate that is broken at the 2 year mark. 0 80 to 1 10 apy. For more see our in depth 2 year cd rankings.

The best 2 year cd rates pay a little more than 3 times the national average of 0 32 percent apy according to bankrate s most recent national index survey of banks and thrifts. Best 3 year cds rate term minimum. 1 00 to 1 35 apy. Click here to read more about features and tips related to 2 year cds.

Mac federal credit union. Best 2 year cd rates our guide to the best paying 2 year cds that are available nationwide. Our opinions are our own and. Georgia s own credit union.

If you have 15 000 to invest you could invest 5 000 in each rung. Two year cds typically earn a competitive annual percentage yield so they may be a good option for someone saving money for an event or purchase that s two years out like a down payment for a house or maybe a wedding. Use the filter box below to customize your results. We publish unbiased product reviews.